Invest with Us to Empower Your Wealth
Our adherence to Interest-Free home purchases is strong and successful. So don’t keep your money invested in banks. Grow your wealth with your community members to buy their life’s biggest investment, a home to live interest-free and build a reliable, faith-based investment portfolio.
Why Choose HalalBayt
HalalBayt emphasizes real estate investments, specializing in single-family homes and townhouses. Our cooperative model ensures that properties are co-owned by HB and its members.
Qualified members are eligible to receive quarterly dividends from net profits. This ensures that they receive consistent Interest-free returns while remaining true to Islamic beliefs and standards.
Benefits of investing in HB include
- Real estate-backed investments aimed to offer long-term financial security
- Rental returns ensuring Interest-free profits
- It is one of America’s most trustworthy and reliable interest-free investment platforms, backed by real estate.
- Our home buying resolutions and interest-free investments are approved and licensed by the Assembly of Muslim Jurists of America – AMJA (Under Review)
Benefits of investing in HB include
- Real estate-backed investments aimed to offer long-term financial security
- Rental returns ensuring halal profits
- It is one of the most trustworthy and reliable Islamic investment platforms in America
- Our home buying resolutions and halal investments are approved and licensed by the Assembly of Muslim Jurists of America (AMJA)
Why Trust HalalBayt with Your Investment Goals
Important Note: This is not an offer to buy, sell, or solicit business or financing from the public. Investments are restricted to qualified HalalBayt members only.
Pave Your Future with Halal Investments
Participating in the HalalBayt investment program validates the members’ earning of Interest-free rewards because they are helping to encourage what is Interest-free, just, and in line with the principles of Islam. Investing deposits of even $2000 ensures that investors can not only earn Interest-free dividends but also facilitate other investors’ quests to purchase homes or refinance their existing properties.
Rather than generating forbidden Interest through investing funds in savings accounts, HB offers a surefire alternative to substantiate that your money is earning Interest-free profits and supporting the community.
Key Revenue Sources for HB Co-op
HB generates its income from three primary sources:
- Monthly Rent: Collected from properties for which HB Co-op holds the legal title.
- Property Appreciation or Depreciation: As outlined in HB’s regulations, a percentage of the property’s value change is calculated when the title is transferred to the member-owner.
- Membership Fees: non-refundable Fees collected from members when they join HB.
How Dividends Work at HB
At HB, after covering our operating costs and maintaining a reserve (as decided by the board), we share the remaining income as dividends with our members—four times a year.
Here’s how it works:
- Dividends are based on the lowest daily balance in your account during each dividend period.
- There are four dividend periods each year:
- 1st Period: January 1 – March 30
- 2nd Period: April 1 – June 30
- 3rd Period: July 1 – September 30
- 4th Period: October 1 – December 31
- The announcement of dividends is usually made within 60 days after each period ends.
By simply entrusting HB with your money, you become eligible to earn Interest-free dividends because you are promoting principles that align with interest-free investment as rental.
A small deposit of $2,000 from your account can make a difference by paving the way for you to earn Interest-free returns and allowing other members to buy homes or refinance without depending on interest-based loans. So, investing in HB is a smart move in comparison to placing your money in savings or checking accounts at conventional banks, which earn Interest and make your whole transaction against your faith.
Interest-free Bayt– Withdrawal Policy
At HB, we ensure that members can withdraw their funds with ease and transparency. This is facilitated by:
Rapid Processing: After we receive a written request, withdrawal requests are swiftly processed and paid within three business days.
Bulky Withdrawals: Since HB aims to support members in buying homes without paying Interest (Riba), most funds remain invested in the firm. This means that withdrawals of over $100,000 may take longer to process.
Withdrawal Form: If you need to withdraw funds, please use the attached application.
Custodial Accounts: If accounts have been opened for minors, only the parents or legal guardians who signed the original application and are also members of HB can withdraw funds.
Minimum Balance Rule: If you withdraw money and your total balance declines below the required minimum, you will fail to keep your spot secured on the Active List even though your name is on HOLD. Please check the regulations for more details.
You will not be allowed to withdraw funds in your first year.
How to Submit a Request: You can send your completed withdrawal request by:
- Internet or Email:
- Fax:
- In Person: Drop it off at our Office
- Mail Address:
